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About Us

Active Mortgages is your trusted partner in the UK for specialist mortgage advice. With over two decades of expertise, we’re committed to helping you navigate the complex world of mortgages, whether buying your first home, refinancing, or investing in property.

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

The mortgage and finance specialists

In 2006, our founder, Gary, took a leap of faith by purchasing his first property while transitioning to self-employment. Despite the challenges posed by the looming credit crunch, Gary was determined to take control of his financial destiny. Overcoming obstacles such as negative equity and evolving mortgage regulations, Gary’s journey reflects the resilience and determination that define our approach at Active Mortgages.

My whole experience with Active Mortgages was one of total professionalism and I could not be more grateful for their assistance in my mortgage matters, thoroughly recommended.

Rufus G

What our customers say

Daniel Couchman
Daniel Couchman
12 January 2024
This review is long overdue - Active mortgages got us our dream home! I spoke with around 7 different brokers from different companies which didn’t know what they were talking about but then I found Simon at active - he was straight to the point and got us the best deal and the highest amount possible. I got a bit impatient at one point but that was due to the banks taking ages to process everything - active were calm and reassured us. Highly recommended. Excellent from start to finish Even sent us a gift for Xmas - thank you!
Meena Kanagavel
Meena Kanagavel
2 January 2024
Jamie Murray from Active Mortgages has been amazing in setting up the VAT loan, whilst we purchased our Land. Right from the start, Jamie has been proactive in finding the correct (BEST) deals for us and ensured everyone is aligned to complete on time. Highly recommend using Active Mortgages, and we would certainly be using them again for future projects.Thanks once again Jamie for all your support throughout Dec, appreciate your efforts in making sure our purchase was done on time. Many thanks Meena (and Mark Jones)
Stefan Stancila
Stefan Stancila
21 December 2023
Comprehensive advice from Jamie & easy communication through remortgage process . Recommend!
Yasmin Bates
Yasmin Bates
20 December 2023
Jamie has made the whole process of buying a house very straightforward, especially for self employed. Would 100% recommend and would use again too!
Gerard
Gerard
19 December 2023
Good experience, helped us every step of the way.
darren john coggins
darren john coggins
12 December 2023
Dan has been great from start to finish. As a first time buyer it can be quite overwhelming and confusing but Dan has went above and beyond. His process was very easy, efficient and we could not recommend him enough!
FUNMI AKINLAMI
FUNMI AKINLAMI
7 December 2023
Excellent service, hard working staff
akinlami akinwale
akinlami akinwale
7 December 2023
Excellent service, very patient and willing to help staff
Michael Bennett
Michael Bennett
5 December 2023
Dan has been great from the first phone call. He has made everything simple and taken the time to explain everything to me as a first time buyer, answering any questions I have along the way, highly recommend
james whitaker
james whitaker
31 October 2023
Great professional service highly recommended for anything financial

Why are Active Mortgages so good at helping people like you?

Because we ARE people like you. Here’s our founder Gary’s story:

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Meet Gary Das: the catalyst of proactive success

Gary’s experience as a self-employed individual navigating the mortgage market formed the cornerstone of Active Mortgages’ specialised services. Through intensive research and firsthand experience, Gary developed a deep understanding of the intricacies involved in securing mortgages for self-employed individuals.

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

“I qualified to provide mortgage advice in 2002, launching Active Mortgages in 2008. But it wasn’t until in 2015, we realised firsthand how hard it is to get a mortgage when you’re self-employed.

My wife Ayesha was a sole trader at the time, and I was running Active Mortgages, and we wanted to buy our own home. Which – as you’ll know – is easier said than done.

We really struggled to find a mortgage, and when we did get one, it didn’t really add maximum value, nor did it give us a competitive interest rate.

At that point it became my mission to ensure that business owners, company directors, people like me and you – people who risk it all to create something greater and better – are able to secure the perfect mortgage without the stress and worry that I went through.

The ACTIVE MORTGAGES framework

Over the years we’ve worked with business owners, we’ve built a strategic process that gives you the best chance of getting the finance that suits you and your families circumstances.

We call it the ACTIVE MORTGAGES framework, and it works, time and time again.

No matter what type of finance you’re looking for, the framework serves to secure the best deal for you, as quickly and efficiently as possible.

Meet our experts

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Zoe Thurley

Client Services Team Leader

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Molly Beaver

Client Services Admin

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Jamie Murray

Mortgage & Protection Adviser

What does Active Mortgages do for you?

Experts in self-employed mortgages

Go to most brokers and lenders and you’ll find that getting a mortgage or insurance products as a self-employed business owner can be tough.

You’ve probably already realised that.

The truth is that the world of personal finance isn’t set up for people who run their own businesses, which makes getting a mortgages and protection for people like you and us tough.

But we can help you make it happen.

Because we specialist in this exact area, we know what other brokers don’t.

Active Mortgages - The UK's Leading Mortgage & Finance Specialists
Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Specialised support for self-employed clients

We know what buttons to press, what products to apply for and exactly how you need to get your ducks in a row in order to achieve the finance you need for the home you want.

Whether you’re looking for your first home, your forever home, to invest in property, or protect your business or family, we can help, by putting you on the right track towards acceptance, and dealing with the entire process, so you can focus on doing what you do best.

When you work with Active Mortgages, we reduce your stress and save you time.

No longer do you have to ring around to try and find lenders who might service you, or spend hours on the phone to brokers.

What’s the next step?

The first step to securing any form of finance is a strategy call, where we can help define your financial goals and understand your circumstances.

The outcome is always positive, if we can’t help you with finance now, we’ll help you prepare to maximise your chances in the future.

In the mortgage world, failing to prepare is preparing to fail, which is why we recommend that you get in touch with us as soon as possible, even if you’re 1-2 years out from applying for your mortgage.

The sooner you get in touch, the higher our chances of being able to help you.

You need Active Mortgages

Our Active Mortgages guides

Active Mortgages Brochure

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Our brochure will help you arrange finances without being distracted from your life or business.

Self Employed Mortgage Guide

Active Mortgages - The UK's Leading Mortgage & Finance Specialists
The Self-Employed Mortgage Guide is available on Paperback, and you can grab it here for FREE. (The audio and kindle are not free)
Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Book a call with one of our team to talk about your requirements.