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Home Insurance

Home insurance is a term that covers different types of insurance for residential properties. Home insurance protects you in the event of damage to the building or burglary of items.

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Why is home insurance important?

Home insurance is a term that covers different types of insurance for residential properties. Home insurance protects you in the event of damage to the building or burglary of items.

Different types of home insurance

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

There are two main types of home cover: building insurance and contents’ insurance. For most residential homes, a combination of the two is widely accepted as the norm. Building insurance covers damage repairs to the physical home itself, e.g. leaks, whilst contents’ insurance will cover the cost of replacing stolen items if you were burgled.

If you live in a freehold property, typically in a flat, building insurance may well be included as part of your property charges and you may not need additional building cover. Check your agreement or speak to the property management company to find out more.

Self-employed home insurance

Home insurance is something that many of us have and the majority of us need. Having home insurance when you are self-employed can be even more important. Many self-employed people start and continue their businesses from their home, whether it is working in a home office, or using the garage to store products or keeping tools in the shed. If you were broken into or there was damage to the property, your self-employed livelihood could be at stake; without your equipment or product, your income could be compromised.

If you are self-employed you also need to play close attention to the type of cover that is being offered, as some home insurance providers do not cover anything related to business activity. An expert in finding suitable insurance protection for complex situations, such as being self-employed, can help you secure the right level of insurance cover for your home.

Home insurance expert advisers

Our advisers at Active are specialised in finding home insurance deals for clients, whether self-employed or employed. Our expertise and experience mean we provide quality advice to guide you through the process and find a home insurance deal to suit your needs, affordability, and your property. Booking a consultation is easy… let Active make it happen for you.

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What our customers say

Daniel Couchman
Daniel Couchman
12 January 2024
This review is long overdue - Active mortgages got us our dream home! I spoke with around 7 different brokers from different companies which didn’t know what they were talking about but then I found Simon at active - he was straight to the point and got us the best deal and the highest amount possible. I got a bit impatient at one point but that was due to the banks taking ages to process everything - active were calm and reassured us. Highly recommended. Excellent from start to finish Even sent us a gift for Xmas - thank you!
Meena Kanagavel
Meena Kanagavel
2 January 2024
Jamie Murray from Active Mortgages has been amazing in setting up the VAT loan, whilst we purchased our Land. Right from the start, Jamie has been proactive in finding the correct (BEST) deals for us and ensured everyone is aligned to complete on time.Highly recommend using Active Mortgages, and we would certainly be using them again for future projects.Thanks once again Jamie for all your support throughout Dec, appreciate your efforts in making sure our purchase was done on time. Many thanks Meena (and Mark Jones)
Stefan Stancila
Stefan Stancila
21 December 2023
Comprehensive advice from Jamie & easy communication through remortgage process . Recommend!
Yasmin Bates
Yasmin Bates
20 December 2023
Jamie has made the whole process of buying a house very straightforward, especially for self employed. Would 100% recommend and would use again too!
Gerard
Gerard
19 December 2023
Good experience, helped us every step of the way.
darren john coggins
darren john coggins
12 December 2023
Dan has been great from start to finish. As a first time buyer it can be quite overwhelming and confusing but Dan has went above and beyond. His process was very easy, efficient and we could not recommend him enough!
FUNMI AKINLAMI
FUNMI AKINLAMI
7 December 2023
Excellent service, hard working staff
akinlami akinwale
akinlami akinwale
7 December 2023
Excellent service, very patient and willing to help staff
Michael Bennett
Michael Bennett
5 December 2023
Dan has been great from the first phone call. He has made everything simple and taken the time to explain everything to me as a first time buyer, answering any questions I have along the way, highly recommend
james whitaker
james whitaker
31 October 2023
Great professional service highly recommended for anything financial
Active Mortgages - The UK's Leading Mortgage & Finance Specialists

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