More clients. More conversions. More income. Better lifestyle.
Active Mortgages gives you the structure, coaching, and community to grow faster than you ever would alone.
Sound Familiar?
You qualified, you took the leap, and you’re out there doing the job. But somewhere between the excitement of going self-employed and where you are now, reality set in.
You’re not short of ambition – but leads are unpredictable and you’re not sure how to fix it.
You get in the room, but too many conversations don’t close the way they should.
You know you should be selling more protection, but the conversation never quite feels natural.
Some months are good. Others are worryingly quiet. You can’t predict which it’ll be.
You’re putting in the hours, but not sure you’re spending time on what actually moves the needle.
Nobody trained you for the business side of this – the lead generation, the sales structure, the personal brand.
Who Is This For?
Active Mortgages works best with advisers who are already doing the job and want to earn more, convert more, and enjoy it more.
You’re already out there writing business but feeling unsupported, under – coached, and unsure how to scale consistently without burning out or losing too much money.
You’re under an appointed representative firm and know what a directly authorised arrangement means – more earning potential and more control over your business.
You have the knowledge and the client base – but you want the structure, community, and coaching to take your income and your lifestyle to the next level.
You have a market you want to own – whether that’s first-time buyers, equestrian clients, contractors, or something entirely your own – and you want a brand behind you to make it happen.
You want to write beyond residential – bridging, development finance, commercial – and you need a directly authorised firm with the permissions and expertise to back you.
You’re motivated, coachable, and ready to invest in your own development. You want the freedom of self-employment without the isolation that usually comes with it.
What You Get
When you join, you go through a structured onboarding journey. This isn’t a welcome email and a login – it’s a proper programme designed to make you more effective, faster.
Learn how to run a mortgage strategy call and protection conversation as separate, purposeful interactions. Handle objections naturally and close with confidence – more yeses, higher value from every appointment.
Our advisers achieve consistently high protection conversion rates – not through pressure, but through a structured approach that puts the client’s needs first. Every appointment becomes more valuable and more predictable.
Define your niche, build authority in your market, and show up consistently – without it taking over your life. Whether through networking, content, referrals, or a combination, we help you build lead flow that doesn’t rely on luck.
From Calendly booking links to Acre CRM for case management to integrated ID and document processes – the right tools, set up properly. Less admin, less chasing, less chaos. More time with clients and more time off.
Monthly hot seat sessions with the team and Gary Das. Weekly coaching for new joiners. Ongoing community via a private WhatsApp group. Someone to ask, someone to challenge you, and like – minded people around you.
Years of compliance expertise. Monthly compliance testing. Ongoing CPD. Access to all major lenders. We have never had a single complaint as a firm – because we take standards seriously, and we expect you to as well.
Success Stories
Different backgrounds, different niches, different stages of their careers. Same result: a business that actually works.
Your Earnings
No monthly fee. No joining cost. Just a commission structure that grows as your business does – reaching up to 85%.
Most advisers join us at 70% or above, with rates increasing as your written business grows. There is no monthly fee and no joining cost.
How It Works
Simple, structured, and designed to get you up and running – and earning – as fast as possible.
Fill in a short application so we can understand your background, experience, and where you want to take your career.
Hop on a call with our team to learn more about the Active model, ask questions, and see if it’s the right fit for you.
A structured onboarding journey led by our Sales and Operations Manager – not a welcome email, a proper programme.
With the tools, coaching, community, and brand behind you – start building a career you’re genuinely proud of.
Is Active Right For You?
✓ Are a qualified mortgage and protection adviser (CeMAP or equivalent)
✓ Are self – employed or looking to become self – employed
✓ Are currently under an AR and want to move to a directly authorised firm
✓ Are an experienced adviser who wants more support, structure, and earning potential
✓ Want to build a personal brand and generate consistent leads
✓ Are motivated, coachable, and ready to invest in your own growth
✓ Want the freedom of self – employment without the isolation
✗ Have just qualified and have never advised a client
✗ Are not open to coaching or changing how you do things
✗ Want support without any accountability
✗ Prefer to stay comfortable rather than grow
Founder Gary Das is an Amazon best-selling author on self-employed mortgages and has helped thousands of clients and advisers grow through his industry expertise and business mentoring. Joining Active Mortgages gives you direct access to the systems and strategies advisers across the UK invest in to grow faster.
Our Sales & Operations Manager, Rob, has led teams of 50+ people, transformed failing departments into million-pound successes, helped brokers grow from £5k to £30k+ per month, and personally generated over £1 million in revenue. Together, Gary and Rob provide the mentorship, sales support, and business expertise to help ambitious advisers succeed.
Join a team of advisers building genuinely successful, lifestyle – driven careers in mortgage and protection. Get the coaching, structure, and community that most self – employed advisers never have.
Common Questions
Making the move to self-employment – or switching firms – can feel like a big step. Here are the answers to the questions we hear most.
There is no monthly fee and no joining cost. You earn, we support. Commission rates start at 60% and increase based on your written business, reaching up to 85%.
You need to be a qualified mortgage and protection adviser – CeMAP or equivalent. We work best with advisers who are already doing the job and want to do it better. We don’t train you from scratch.
As a directly authorised (DA) firm, Active Mortgages holds its own FCA permissions rather than operating under a network. This gives you access to more business types, typically higher commission rates, and greater flexibility – without you needing to hold your own authorisation.
As a directly authorised (DA) firm, Active Mortgages holds its own FCA permissions rather than operating under a network. This gives you access to more business types, typically higher commission rates, and greater flexibility – without you needing to hold your own authorisation.
Residential mortgages, remortgages, personal and business protection, bridging finance, development finance, commercial mortgages, and buy – to – let. If you haven’t written commercial or bridging before, we’ll train and support you until you can do it to the highest standard.
A structured onboarding programme led by our Sales and Operations Manager – covering sales conversations, protection, personal brand, lead generation, and the systems you’ll use to run your business. Weekly coaching sessions for new joiners are included.
Most advisers are up and running quickly. Our advisers typically bank £100,000+ annually. That’s not a ceiling – it’s a starting point for what’s possible with the right support behind you.
Book a call with one of our team to talk about your requirements.