Join Active Mortgages

Are You Ready to Build A Self - Employed Mortgage Career That Actually Works?

A quarter of a billion in mortgage lending in 2025. This is a business that already performs at scale.

Active Mortgages gives you the structure, coaching, and community to grow faster than you ever would alone.

Sound Familiar?

The Reality Of Doing It Alone

You qualified, you took the leap. But somewhere along the way, it got harder than expected.

🎯 Leads Are Inconsistent

You’re not short of ambition – but leads are unpredictable and you’re not sure how to fix it.

💬 Appointments Don't Convert Properly

You get in the room, but too many conversations don’t close the way they should.

🛡️ Protection Conversations Don't Land

You know you should be selling more protection, but the conversation never quite feels natural.

📅 Income Is Unpredictable

Some months are good. Others are worryingly quiet. You can’t predict which it’ll be.

⚙️ Working Hard on the Wrong Things

You’re putting in the hours, but not sure you’re spending time on what actually moves the needle.

🧩 Figuring It Out On Your Own

Nobody trained you for the business side of this – the lead generation, the sales structure, the personal brand.

👉 No One Shows You How To Actually Build The Business

Learn From People Who’ve Actually Done It

Our founder Gary Das literally wrote the book on self-employed mortgages – an Amazon best-seller followed by thousands of advisers across the UK. Many pay for his mentorship.

👉 Don’t follow from the outside
👉 Work inside the business that built the strategy

Working Alongside Gary Is A Handpicked Management Team Committed To Helping You Develop And Succeed.

Hands-on leadership that delivers real results:

  • Supported and managed 100+ advisers across DA, MAB and Primis
  • Generated millions in combined revenue
  • Scaled advisers from £100k → £250k+
  • Developed new advisers into consistent six-figure earners
  • Former Head of Protection Sales at a major UK secured lending firm
  • Influenced outcomes for over 5,000 clients

What Do You Get

Not Just A Network. A System.

When you join, you go through a structured onboarding journey. This isn’t a welcome email and a login – it’s a proper programme designed to make you more effective, faster.

01

Sales Conversations That Convert

Structured approach → more “yes” from every appointment

02

Protection That Feels Natural

Client-first framework → higher conversion without pressure

03

Your Personal Lead Engine

Build consistent opportunities through brand, niche, and referrals

04

Systems That Save Time

Acre CRM, booking systems, ID & docs → less admin, more advising

05

Coaching & Accountability

Weekly support, monthly sessions, ongoing guidance

06

Compliance That Protects You

High standards. Full support

Success Stories

Real Advisers. Real Results.

Different backgrounds, different niches, different stages of their careers. Proven Growth result: a business that actually works.

NameStarting IncomeLatest / Projected IncomeIncrease (£)% Increase
Jamie£11,000£150,000 (projected)£139,0001,264%
Dan£24,000£177,000 (projected)£153,000638%
Emma£3,600£14,000£10,400289%
Carey£15,185£56,346£41,161271%
Simon£31,000£69,000£38,000123%
Andrew£23,000£47,000£24,000104%
Sally£75,000*£134,000£59,00079%

Multiple advisers have exceeded £100k year after year

Track record of advisers 3-10x their income

New advisers producing income within months

👉 “This is not luck. It’s structure.”

Who Is This For?

Built For Advisers Who Want More

We work with advisers who are already doing the job — but want to:

Want to earn more

Want to convert more

Want to scale properly

Niche-driven advisers building a market

AR advisers looking to go DA

Experienced brokers ready to increase income

Self-employed advisers lacking structure and support

Commercial & specialist advisers expanding into new areas

Growth-minded professionals who want accountability

Your Earnings

Commission That Rewards Growth

No joining fee. No monthly cost. Just a structure that grows with you.

Up to £30,000 60%
£30,001 – £50,000 70%
£50,001 – £100,000 75%
£100,001 – £150,000 80%
£150,001+ 85%

Most advisers join us at 70% or above, with rates increasing as your written business grows. Just a commission structure that grows as your business does – reaching up to 85%.

  • Residential mortgages and remortgages
  • Personal and business protection
  • Bridging and development finance
  • Commercial mortgages
  • Buy-to-let
  • Unregulated and regulated business under one roof

How It Works

Your Path To Becoming An Active Adviser

Simple, structured, and designed to get you up and running – and earning – as fast as possible.

Apply Online

Quick application

Discovery Call

see if it’s the right fit

Onboarding Programme

proper programme, not a login

Launch & Grow

with systems, support, and coaching

Is Active Right For You?

We Don't Train You To Be An Adviser.

✓ Active Is a Great Fit If You…

Qualified (CeMAP or equivalent)

Already advising (or ready to go self-employed)

Open to feedback and growth

Serious about increasing your income

✗ Active Isn't For You If You…

✗ You’ve never advised a client

✗ You don’t want structure or coaching

✗ You want support without accountability

🚀 The Bottom Line

We Help You Become A Better One.

→ Most brokerages give you:

→ A logo

→ A network

→ Then leave you to it


We don’t.

✓ We give you:

✓ Structure

✓ Proven systems

✓ Coaching

✓ Measurable growth

When you look at the results above, the question isn’t:

“Does this work?”

The real question is:

👉 “How far could I take this if I applied it properly?”

Common Questions

Frequently Asked Questions

Making the move to self-employment – or switching firms – can feel like a big step. Here are the answers to the questions we hear most.

There is no monthly fee and no joining cost. You earn, we support. Commission rates start at 60% and increase based on your written business, reaching up to 85%.

You need to be a qualified mortgage and protection adviser – CeMAP or equivalent. We work best with advisers who are already doing the job and want to do it better. We don’t train you from scratch.

As a directly authorised (DA) firm, Active Mortgages holds its own FCA permissions rather than operating under a network. This gives you access to more business types, typically higher commission rates, and greater flexibility – without you needing to hold your own authorisation.

As a directly authorised (DA) firm, Active Mortgages holds its own FCA permissions rather than operating under a network. This gives you access to more business types, typically higher commission rates, and greater flexibility – without you needing to hold your own authorisation.

Residential mortgages, remortgages, personal and business protection, bridging finance, development finance, commercial mortgages, and buy – to – let. If you haven’t written commercial or bridging before, we’ll train and support you until you can do it to the highest standard.

A structured onboarding programme led by our Sales and Operations Manager – covering sales conversations, protection, personal brand, lead generation, and the systems you’ll use to run your business. Weekly coaching sessions for new joiners are included.

Most advisers are up and running quickly. Our advisers typically bank £100,000+ annually. That’s not a ceiling – it’s a starting point for what’s possible with the right support behind you.

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Book a call with one of our team to talk about your requirements.