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Obtain a £2 Million Mortgage

The latest industry news and guides from Active Mortgages.

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Obtain a £2 Million Mortgage with Ease

Are you looking to secure a 2 million pound mortgage for your dream home, holiday retreat, or investment property? At Active Mortgages, we specialise in helping high net worth individuals navigate the complexities of large mortgage loans. With guidance from our 2 million pound mortgage brokers, you can access the best lending terms available in the UK.

Why Choose Active Mortgages?

  • Tailored Service: We provide a bespoke mortgage service, considering your unique financial situation to find the most competitive rates.
  • Access to Exclusive Products: Our 2 million pound mortgage brokers have connections with both high street and private banks. These relationships allow us to offer mortgage solutions that aren’t available to the general public.
  • Expert Advice: With over two decades of experience, our team understands the specific needs of high net worth clients.
  • Flexible Lending Criteria: Unlike traditional lenders, we work with institutions that consider various forms of income, including stock portfolios, foreign income, and global assets.

What Income Is Needed for a £2 Million Mortgage?

Securing a 2 million pound mortgages typically requires a high income or significant assets. Most high street lenders look for an annual income of around £300,000 or more. However, private banks are more flexible and can consider other income sources, such as bonuses, royalties, and trust funds.

At Active Mortgages, we ensure that your entire financial picture is taken into account. This gives you the best chance of approval and the potential for even better interest rates.

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How Much Will a £2 Million Mortgage Cost?

The cost of a £2 million mortgage depends on various factors, including your deposit size, income, and the loan term. Here’s a general idea of what you might expect:

10-year term:

£20,107 monthly for repayment or £6,400 for interest-only

25-year term:

£10,386 monthly for repayment or £6,400 for interest-only

35-year term:

£8,668 monthly for repayment or £6,400 for interest-only

At Active Mortgages, we work closely with you to find the most affordable option tailored to your financial goals.

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How Much Deposit Do You Need?

Typically, high street lenders require a deposit of at least 15% for a £2 million mortgage. However, private banks may accept deposits as low as 5-10%, depending on your financial profile. Whether you’re a UK resident or a foreign national we are here to help. If you have a non-traditional income, we can also help you secure a mortgage with the best possible terms.

Can You Get an Interest-Only £2 Million Mortgage?

Yes, interest-only mortgages are an option for many high net worth clients. With an interest-only mortgage, you pay just the interest each month, making your payments lower. However, the full loan amount must be repaid at the end of the term. We can help you determine if this option is right for you, based on your income and long-term financial plans.

How to Get Started

Securing a £2 million mortgage doesn’t have to be complicated. At Active Mortgages, we make the process straightforward and efficient. Once you contact us, we’ll arrange a one-on-one consultation to discuss your needs and financial situation. From there, we’ll handle the details to secure your mortgage quickly—often within just 10 days.

Ready to Secure Your Mortgage?

Don’t let the complexities of large loans hold you back. Contact Active Mortgages today, and let us help you secure the best mortgage terms for your £2 million property.

Contact Active Mortgages today

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FAQs

To qualify for a 2 million pound mortgage, most high street lenders require an income of at least £300,000. However, private banks are more flexible and may consider other sources of income. This can include stock portfolios, foreign income, and bonuses. At Active Mortgages, we assess your overall financial situation to find the best lender and terms for you.

To qualify for a 2 million pound mortgage, most high street lenders require an income of at least £300,000. However, private banks are more flexible and may consider other sources of income. This can include stock portfolios, foreign income, and bonuses. At Active Mortgages, we assess your overall financial situation to find the best lender and terms for you.

At Active Mortgages, we aim to make the process as quick and seamless as possible. Please note that the time frame may differ depending on the documents you have available.

Active Mortgages offers a personalised service. We work to understand your financial goals and secure the best possible mortgage terms. Our deep relationships with both high street and private banks give us access to exclusive products. We also have access to flexible lending criteria that many other brokers can’t offer.

We regularly assist clients who live abroad or are UK-based foreign nationals. Our expertise in handling complex cases means we can find mortgage solutions tailored to you. We take into account your unique circumstances, regardless of your residency status.

7 ways

to invest in your future with a mortgage tailored to your goals

Trust our team to find the perfect mortgage for your budget and lifestyle.

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Trust our team to find the perfect mortgage for your budget and lifestyle.

Active Mortgages - The UK's Leading Mortgage & Finance Specialists
Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Make your dream property a reality

Make your dream home a reality

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Active Mortgages - The UK's Leading Mortgage & Finance Specialists

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