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Secure a £1 Million Mortgage

The latest industry news and guides from Active Mortgages.

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Secure your £1 Million mortgage with Active Mortgages

At Active Mortgages, we specialise in helping clients secure £1 million mortgages and beyond. With property prices rising across the UK the demand for larger mortgages has never been higher. We’re here to make that process simple and stress-free.

Why choose Active Mortgages?

Expert Guidance for High-Value Mortgages

Navigating the world of high-value mortgages can be challenging. However, our team of experienced million pound mortgage brokers are here to guide you every step of the way. We have strong relationships with a range of UK lenders, including high-street banks and private financial institutions. Whether you’re a UK resident or living abroad, we’ll work to find the best 1 million pound house mortgage terms to suit you.

Flexible ptions for diverse financial situations

At Active Mortgages, we understand that no two clients are the same. That’s why we offer flexible mortgage solutions tailored to your unique financial situation. Whether your income comes from traditional sources or investments, we’ll ensure that you get the right mortgage deal. We work with you to make sure all your assets are accounted for when finding the right mortgage for a 1 million pound house to suit your needs.

Access to competitive rates and high LTV mortgages

We can help you secure mortgages with loan-to-value (LTV) ratios of up to 95%, meaning you might only need a 10% deposit. Our connections with private banks and other lenders allow us to negotiate competitive interest rates for large mortgages. This ensures we are giving you the best possible financial outcome when choosing your one million pound mortgage.

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What do you need to secure a £1 Million mortgage?

To qualify for a £1 million mortgage, you’ll need to meet certain criteria. Typically, high street lenders require a minimum income of £150,000 and a deposit of at least 15%. However, with our access to private banks, this may be slightly different.

Some individuals may be able to borrow up to 90-95% of the property’s value as a loan amount. Private banks often require a minimum income of £300,000 or assets worth £3 million or more.

No matter your financial background, we can help. Our million pound mortgage brokers are experienced in working with a wide range of clients. This includes those with non-standard income sources or complex financial situations.

What will your mortgage payments look like?

The cost of your mortgage or monthly repayment will depend on the property and your financial circumstances. For a general idea, here’s how a £1 million mortgage might break down:

10-year term:

£10,058 (repayment) or £3,203 (interest-only) per month

25-year term:

£5,195 (repayment) or £3,203 (interest-only) per month

35-year term:

£4,336 (repayment) or £3,203 (interest-only) per month

These figures are just examples. We’ll work closely with you to determine the most suitable mortgage terms based on your situation.
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Buy-to-Let and investment mortgages

Are you looking to purchase a buy-to-let property or another type of investment property? We can help you secure a mortgage for these purposes too. Our team is skilled at finding the best lending terms, even for non-residential properties.

Why use a specialist broker like Active Mortgages?

It is important to note that it’s possible to secure a million-pound mortgage through high street banks. However, clients often find it easier working with a specialist broker. We offer:

  • Tailored Options: No one-size-fits-all solutions here. We’ll find the perfect large mortgage for your specific needs.
  • Long-Term Accessibility: Whether you need a £1 million mortgage or a larger loan, we can help. We help you access funds up to £10 million or more.
  • Flexibility: We’re experts in managing complex financial situations. As a result, we can help clients with diverse backgrounds, income sources, and career paths.

Contact Active Mortgages today

Ready to secure your £1 million mortgage? Contact Active Mortgages today for a free, no-obligation consultation. We’ll discuss your financial goals and introduce you to our network of private banks.

From there your million pound mortgage broker will guide you through the mortgage process. With Active Mortgages, securing your dream property has never been easier.

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FAQs

For a £1 million mortgage, you typically need an income of at least £150,000. However, private banks may require a £300,000 annual income or £3 million in assets. We help clients with both conventional and non-conventional income sources.

For a £1 million mortgage, you typically need an income of at least £150,000. However, private banks may require a £300,000 annual income or £3 million in assets. We help clients with both conventional and non-conventional income sources.

Start with a free consultation to discuss your needs. If you’re happy, we’ll connect you with suitable lenders. We will manage the entire process for a smooth, efficient experience.

Yes, we can help international clients secure a £1 million mortgage. We can help even with non-standard income or complex financial situations.

You can buy residential homes, buy-to-let properties, holiday homes, and commercial properties. We’ll find the best mortgage options for your chosen property.

7 ways

to invest in your future with a mortgage tailored to your goals

Trust our team to find the perfect mortgage for your budget and lifestyle.

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Trust our team to find the perfect mortgage for your budget and lifestyle.

Active Mortgages - The UK's Leading Mortgage & Finance Specialists
Active Mortgages - The UK's Leading Mortgage & Finance Specialists

Make your dream property a reality

Make your dream home a reality

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Our mortgage range

Active Mortgages - The UK's Leading Mortgage & Finance Specialists

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