The Active Methodology is aimed at preparation and focuses on getting you a mortgage offer in the quickest time possible and in the simple way without you becoming distracted from your life or business.
So the active methodology covers affordability, criteria, terms, identifying the right type of property, achieving your victory. And the relationship doesn’t end there because we want to help you become entrepreneurial with a property.
Click the video or read the transcription below:
My name is Gary Das and I’m the owner of Active Mortgage, and we are mortgage advisers that specialise in helping business owners and entrepreneurs to buy and invest in property without you being distracted from your business.
Now, I want to talk to you about our methodology because our methodology is all aimed at preparation, and it’s all aimed at getting you a mortgage offer in the easiest, simplest, and quickest time without you being distracted from your business. So the active methodology covers affordability, criteria, terms, identifying the right type of property, achieving your victory. And the relationship doesn’t end there because we want to help you become entrepreneurial with property.
Now, to break that down a little bit further for you, within the affordability section we’re going to be looking at having a strategy call with you to find out where you are now versus where you want to be, and making sure that we can assist you and give you some pointers to point you in the right direction should you not be ready yet. Once we know that we’re ready to move forward, and you’re in a position to go ahead, we can then start looking at your data, which is all your personal information relating to you, your business, and your circumstances. And the key element that falls into the data side of things is your documentation. Things like bank statements, credit reports, proof of income. The strategy, the data, and the documents forms all this part of affordability, which enables us to confirm how much you can borrow. And, once we know that, we can match you to the mortgage lenders criteria. And, in assessing the criteria of the mortgage lender, we can then move on to getting you the terms.
And the terms is about the interest rate and about finding the most suitable product. We’re going to provide you with advice and recommendation. And, once you’re happy with that advice and recommendation, we’re going to obtain your agreement in principle, which is a credit check with the mortgage lender. And, once you have had that agreement, you’re going to be able to go out and identify your property in the full knowledge that you have finance ready. And, once you’re offer has been accepted, we can then crack on with achieving your victory, which is all about applying for the mortgage, making sure that the lender’s going to access your income and expenditure as we have already done in getting you to your mortgage offer. And the mortgage offer is the point where you can relax and it’s then in the hands of the solicitor to move you onto your completion.
But our relationship doesn’t stop when you collect the keys to your current home or your investment property. We want to help you home improve, increase your borrowing, move home, invest in property, look at property investment strategies within our area of helping you to become entrepreneurial. Because I’m the business owner much like you, I have a joy for property and I want to help you make money from it as well.
So, if you’re interested in our active methodology, we’re going to do some further videos coming up to break down each section in a little bit more detail and help you prepare for mortgage success. But, in the meantime, make sure that you’re following us on all the social media channels, be it Facebook, YouTube, LinkedIn, Twitter, or Instagram.
My name is Gary Das and I look forward to building a relationship with you.
