At Active Mortgages, we specialise in helping clients secure £1 million mortgages and beyond. With property prices rising across the UK the demand for larger mortgages has never been higher. We’re here to make that process simple and stress-free. For those with significant assets, our dedicated high net worth mortgage services offer tailored options.
Expert Guidance for High-Value Mortgages
Navigating the world of high-value mortgages can be challenging. However, our team of experienced million pound mortgage brokers are here to guide you every step of the way. We have strong relationships with a range of UK lenders, including high-street banks and private financial institutions. Whether you’re a UK resident or living abroad, we’ll work to find the best 1 million pound house mortgage terms to suit you. We also provide specialist advice for clients with non-traditional incomes through our self-employed mortgage solutions.
At Active Mortgages, we understand that no two clients are the same. That’s why we offer flexible mortgage solutions tailored to your unique financial situation. Whether your income comes from traditional sources or investments, we’ll ensure that you get the right mortgage deal. We work with you to make sure all your assets are accounted for when finding the right mortgage for a 1 million pound house to suit your needs. For those looking at particularly large sums, our expertise in large mortgage loans ensures access to competitive terms and high LTV ratios.
We can help you secure mortgages with loan-to-value (LTV) ratios of up to 95%, meaning you might only need a 10% deposit. Our connections with private banks and other lenders allow us to negotiate competitive interest rates for large mortgages. This ensures we are giving you the best possible financial outcome when choosing your one million pound mortgage.
To qualify for a £1 million mortgage, you’ll need to meet certain criteria. Typically, high street lenders require a minimum income of £150,000 and a deposit of at least 15%. However, with our access to private banks, this may be slightly different.
Some individuals may be able to borrow up to 90-95% of the property’s value as a loan amount. Private banks often require a minimum income of £300,000 or assets worth £3 million or more.
No matter your financial background, we can help. Our million pound mortgage brokers are experienced in working with a wide range of clients. This includes those with non-standard income sources or complex financial situations, , ensuring even high-value options like a 2 million mortgage can be arranged efficiently.
£10,058 (repayment) or £3,203 (interest-only) per month
£5,195 (repayment) or £3,203 (interest-only) per month
£4,336 (repayment) or £3,203 (interest-only) per month
Are you looking to purchase a buy-to-let property or another type of investment property? We can help you secure a mortgage for these purposes too. Our team is skilled at finding the best lending terms, even for non-residential properties.
It is important to note that it’s possible to secure a million-pound mortgage through high street banks. However, clients often find it easier working with a specialist broker. We offer:
Ready to secure your £1 million mortgage? Contact Active Mortgages today for a free, no-obligation consultation. We’ll discuss your financial goals and introduce you to our network of private banks.
From there your million pound mortgage broker will guide you through the mortgage process. With Active Mortgages, securing your dream property has never been easier.
For a £1 million mortgage, you typically need an income of at least £150,000. However, private banks may require a £300,000 annual income or £3 million in assets. We help clients with both conventional and non-conventional income sources.
For a £1 million mortgage, you typically need an income of at least £150,000. However, private banks may require a £300,000 annual income or £3 million in assets. We help clients with both conventional and non-conventional income sources.
Start with a free consultation to discuss your needs. If you’re happy, we’ll connect you with suitable lenders. We will manage the entire process for a smooth, efficient experience.
Yes, we can help international clients secure a £1 million mortgage. We can help even with non-standard income or complex financial situations.
You can buy residential homes, buy-to-let properties, holiday homes, and commercial properties. We’ll find the best mortgage options for your chosen property.
7 ways
to invest in your future with a mortgage tailored to your goals
Trust our team to find the perfect mortgage for your budget and lifestyle.
Trust our team to find the perfect mortgage for your budget and lifestyle.
Our mortgage range
Our brochure will help you arrange finances without being distracted from your life or business.
This mortgage guide for self-employed individuals is available on Paperback, and you can grab it here for FREE.
(The audio and Kindle are not free)
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