Denied A Mortgage For Not Being ‘In Business Long Enough’? We Helped Our Client Prove Their Worth And WIN Their Dream Home!
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The latest industry news and guides from Active Mortgages.
Our client had lived abroad for a decade before returning to the UK, ready to settle down and purchase a home for their family. As a self- employed professional for over ten years, they were confident in their financial stability and believed they could secure a mortgage without issues.
Our client, a self-employed professional, was denied a mortgage by their bank despite a stable income and 20 years of loyalty. The reason? Their business had only been officially registered for 18 months. The bank’s only suggestion – take a temporary job elsewhere to generate payslips. Frustrated but determined, they searched for a mortgage broker who could think outside the box.
After multiple recommendations, our client reached out to us. From the start, we provided clear guidance and a proactive approach. Understanding their tight deadline, we handled the paperwork efficiently, maintained constant communication, and found a tailored solution – securing their mortgage when the bank wouldn’t.
Despite the initial hurdles, we successfully secured the mortgage. Just in time for the holidays, our client and their family moved into their dream home. The process wasn’t
without its complications, but our dedicated approach made it possible. Now, they are settled, happy, and finally able to put down roots.
This case highlights our ability to find solutions where traditional lenders see obstacles. Despite our client’s financial stability, their bank dismissed them due to rigid criteria. We stepped in with a tailored approach, proactive support, and industry expertise – proving that the right guidance can turn a rejection into homeownership.
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